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A COMPREHENSIVE OVERVIEW OF IRS FORM 1099

Updated: Sep 12, 2022




The IRS Form 1099 is a document that American taxpayers use to provide information to the Internal Revenue Service about all the different types of income they receive throughout one financial year outside of their regular salary. Such an income is also known as non-employment-related sources and may include interest, dividends, compensation for freelancing, and likewise. However, before getting into the crux of how to get a 1099 form, let us dovetail into its other details.





Highlights of Form 1099


  • The primary purpose of IRS form 1099 is to help US taxpayers report all their incomes to the IRS to collect the appropriate amount of taxes.


  • The IRS deems Form 1099 an ‘information return.’

  • The Internal Revenue Service compares its own data with that of the information reported on 1099 forms and the income stated by taxpayers on Form 1040. If the information does not match, the IRS sends a CP2000 notice to alert the individual that they owe tax money to the state.

  • Under usual circumstances, individual taxpayers do not complete the 1099 forms. Financial institutions and businesses that hire contractual workers ought to fill out the relevant 1099 forms and send them to the payees latest by early February.

  • Individuals do not have to submit the 1099 tax forms to the IRS with their tax returns. However, they should keep them with their other tax records in case of an audit.

  • There are 21 types of IRS Form 1099, and some of the most common ones include Form 1099-MISC, Form 1099-NEC, Form 1099-B, Form 1099-DIV, and so forth.


Now that we know the fundamentals of the IRS Form 1099, let us see where to get them.


How to Get a Form 1099 – A Crisp Overview


Individual taxpayers receive a 1099 form through mail or electronically from the organization that paid for their services, including a company, a bank, a brokerage, etc. If a person does not receive 1099 when it is expected, it is advisable to contact the company or organization and remind them to send it immediately.


Likewise, payers of 1099 forms, such as financial institutions or employers, are mandated to file their 1099 forms by January 31. The forms are downloadable from the official website of the IRS, or physical copies can be availed at any public courthouse or Federal building.


So, there we have it, the answer to the question ‘how to get a Form 1099.’


CONCLUDING THOUGHTS


It would not be erroneous to conclude by asserting that tax filing is an exhaustive process. The technicalities, legal jargon, and mechanical calculations of estimated taxes and filing for returns can take a toll on a person. Likewise, there are also several benefits of Form 1099 that laypersons may not be aware of. For instance, freelancers can take advantage of the deductions associated with self-employment to reduce their overall tax burden. Therefore, it is always advisable to opt for professional help or seek the assistance of tax calculation software.






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